Hey all! Sorry it’s been a while! I’ve been on my grind with the old 9-5, side hustle 2 and drill this weekend (the ultimate side hustle). I checked back in to the real world this morning to see that my Student Loan Repayment Benefit has been applied to my federal loans! $5,250 applied directly … Continue reading National Guard student loan repayment applied today! $5,250 in one shot!
Good morning ya’ll! Now that the dust has settled from paying off my smallest Navient loan…it’s time to set my sights on the next target: Signature Student Loan Current Balance: $12,715.03 Interest Rate: 5.5% My goal is to make $1,000 payments a month to this loan and hopefully throw some additional cash at … Continue reading Next target: Signature Student Loan $12,715
Hey everyone! Sick of paying for gym memberships? Want a fitness plan without spending any money? Read on! My days of spending money on gym memberships, P90x, Insanity, Crossfit, Yoga, kickboxing, etc are over. In my opinion, it’s too easy to get caught up in trying to be cool/trendy/perfect/super efficient in your fitness routine instead … Continue reading FREE & convenient workout program
Good morning cash money millionaires! I hope everyone had a fantastic Labor Day. I know I did. A paid day off, eating good food, drinking beer, and screwing around all day is way better than working. I’m putting a top of discussion out there that I’d love to hear your opinions on. I am an … Continue reading Pay debt first or contribute to employer matched 401K?
Good afternoon! I'd like to report that I have officially eliminated one of my Navient student loans. It is the Tuition Answer loan at the bottom of the list. Originally $2,130 and 10% interest rate (!!!!!!!!!!!!!) it is now gone and out of my life forever. Look at the payments I've made since July! With this … Continue reading One Navient loan down! $3,500 paid in one week!
Today I paid off my smallest Navient student loan (private loan). It was originally $2,130.00 in 2007 and had ballooned up to almost $3,000. This will free up additional money to tackle the next one-SNOWBALL METHOD. You can do it too. I started with $187,000, but I’m taking it piece by piece. Get started today. … Continue reading How do you eat a whale? One bite at a time. 5 steps to start getting out of debt today.
Good morning debt slayers! Today I wanted to give you a breakdown of my second job. I consider it my 2nd side hustle (National Guard is my first and the ULTIMATE side hustle). My second job is working in the “kitchen” of a gas station. I won’t say which one (not sure why? Just … Continue reading My second side hustle
MAJOR VICTORY! Hey all, I have been going absolutely bananas on my Navient student loans lately and today marks a pretty big milestone. I am officially below six figures!!!! Woooohooo! This puts my total for Navient (federal loans not included) at $99,256. The smallest loan of the group is $1,527.17 and I’ve been hacking away … Continue reading Major student loan victory!
Currently, the Public Service Loan Forgiveness program allows public service and non-profit employees to have their loans 100% forgiven tax-free after making 120 qualifying payments. There is no partial forgiveness along the way. If a group of Democratic Representatives in Congress get their way, that will drastically change. The bill was co-sponsored by Rep. Meng,… via … Continue reading Look: Congress Wants to Change Public Service Loan Forgiveness
BE HONEST. I am guilty of saying that I'm "grinding", but I'm not really grinding. To me, grinding is working your normal 9-5 and working a second job at least 3 times a week. 2 times week? NOT GRINDING. Also, you can't spend a lot of money. Beans and rice....rice and beans. And tuna.